About SSAS Consultant
People who have spent decades helping business owners like you
Over 30 years of hands-on SSAS experience — and a genuine commitment to your success, not just your scheme.
- Over 30 years of hands-on SSAS experience
- Completely independent — no provider ties, no commissions
- Education-first approach: we make sure you understand before you commit
- Full pathway service from initial enquiry through to ongoing scheme management
- Trusted by business owners across the UK
30+
Years in the SSAS industry
Time served
Independent specialists
100%
Independent — no provider ties
Full
Pathway service from day one
"Independent. Unbiased. Working in SSAS since the 1990s — before most pension platforms even existed."
Our story
How we came to do what we do
SSAS Consultant was founded on a simple but deeply held belief: that UK business owners deserve access to the same level of pension sophistication that large corporations have enjoyed for decades. The Small Self-Administered Scheme has been available for over 50 years — yet remarkably few business owners know about it, let alone understand its extraordinary potential.
We are time-served Independent SSAS Specialists. That means we were advising clients on SSAS before the internet existed as a mainstream tool, before pension freedoms, and long before the wave of DIY pension platforms that now crowd the market. Our experience is not theoretical — it is built on decades of real-world client engagements, HMRC interactions, trustee structures, property transactions, and business lending arrangements.
We are independent. We are not tied to any provider, product, or commission structure. Our only obligation is to our clients — and to delivering the best possible SSAS outcomes for their businesses and their futures. That is a commitment we take seriously every single day.
What we stand for
Our Core Values
Independence
When you sit with us, you can be certain of one thing: every word of guidance we offer is given purely in your interest. No provider ties, no commissions, no hidden agenda — ever.
Experience
We have been working in SSAS since the 1990s — long before most pension platforms existed. That depth of real-world experience is something you simply cannot replicate overnight.
Education First
We genuinely believe that when you truly understand your SSAS, you make better decisions. That is why education is not an afterthought — it is where every client relationship begins.
Full Pathway
We do not set up your SSAS and disappear. We walk alongside you at every stage of your journey — because the real value of a SSAS unfolds over years, not days.
Premium Service
We choose to work with a select group of business owners who appreciate the value of expert, ongoing support. That means every client receives the attention they deserve.
Comprehensive Network
You gain access to a carefully assembled network of SSAS professionals — all the right people, in one place, working together on your behalf.
Why choose us
Why business owners choose to work with us
In a market increasingly dominated by low-cost, self-service pension platforms, SSAS Consultant stands apart. We offer something that no platform can replicate: genuine, decades-deep expertise combined with a personal, ongoing service relationship that puts your interests first — always.
Active since the 1990s
We were guiding clients through SSAS before most of today's pension platforms even existed. That experience is yours to draw on.
Genuinely independent
No provider affiliations, no product commissions — ever. Your interests are the only ones we serve.
A full pathway, not a one-off transaction
From your very first question through to ongoing strategic use alongside your business — we are with you every step.
Deep HMRC knowledge
Scheme registration, compliance, and HMRC requirements hold no surprises for us. We have navigated them hundreds of times.
Property and lending specialists
Commercial property acquisition and employer loan-back arrangements are areas where our experience runs deep — and where the real power of SSAS is often found.
An exclusive professional network
We connect you with SSAS-specialist solicitors, accountants, and advisers who understand exactly what you need — and why.
Registered company
SSAS Consultant is a trading name of Raeburn Heriot Consulting Limited, company number 15402863, registered at 71-75 Shelton Street, London WC2H 9JQ.
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Ready to speak with someone who genuinely understands SSAS?
Whether you are new to SSAS or already have a scheme that could be working harder for you, we would welcome the opportunity to have an honest conversation. No pressure, no obligation — just straightforward, expert guidance.
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